Let us help you move into the home you have been dreaming about; whether it be more square footage, a family room for the rugrats, a master suite for you, expanded closet space, a "party" patio, a big backyard, or maybe a garage for all your "toys".  You work hard - come home to a house that you love. 

We have a loan that will fit your needs, at great rates, and with flexible repayment terms.  But, better yet, we have experienced lenders that will make getting the loan easy.    

Let us introduce you to the many different types of loans we have for you:

100% Financing 

We have 100% financing available to qualified borrowers; so you can quit worrying about the down payment when shopping for your dream home.

Fixed Rate Mortgage

 A fixed rate mortgage will give you peace of mind knowing that your primary residence is protected from higher future interest rates.  Our flexible repayment periods allow you the flexibility to choose a repayment schedule that fits your budget. apply on-line

Adjustable Rate Mortgage (ARM)

This mortgage product is perfect for a first time home buyer that will be upgrading in a few years or for a person in a job position which involves periodic transfers. Feel rewarded that that the initial interest rate on the loan for your owner-occupied primary residence is discounted.  Several ARM products are available to meet your needs.  Rest assured that rate caps are established to guarantee that the interest rate will not exceed a maximum rate over the life of the loan.  We offer a flexible repayment periods.  apply on-line

Construction Loans

Now that  you are building the home of your dreams, our Construction Loan program offers you the security of a fixed rate loan which provides a short-term line of credit for financing during the construction phase.  Funds are advanced periodically as the work progresses, and interest is charged only on the amount of funds drawn.  apply on-line

Bridge Loans

You can buy the home of your dreams before you've sold your existing home! The equity that you've worked so hard to build in your current home will now help to fund the purchase of a new home.  This fixed rate loan program provides short-term financing to purchase a new home while giving you time to sell  your current home.  Once you sell your previous home, you may secure your First National Bank Mortgage Loan, choosing from one of our various Real Estate Loan products.  apply on-line

Refinancing Your Current Loan

Now is a good time to consider refinancing your current mortgage and take advantage of low interest rates!  You can consolidate existing debt or turn your equity into cash for whatever purpose you chose.  Save money with a lower monthly payment and spend it on your family.  apply on-line

For more information, please contact Rick Holliday or Joyce Figg in our Real Estate Loan Department at 563-262-4207, Jennifer Carlson at our Main bank 262-4239, Jamie Leza at our Westside Office at 563-263-2800, or Sharon Hahn at our Oakview Office at 563-262-4218.