Meet the First National Bank Team
When you bank with First National Bank of Muscatine, our team of professionals will find the right banking solution that works best for you. Our staff provides exceptional service and has the knowledge to help you find the perfect solution for your banking needs. Get to know more about our team by reading their biographies.
Main Bank
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Debra R. Lins
President / Chief Executive Officer
Location: Main Bank Division: Executive Team Get in touch with meYear of Hire: 2021
I am honored to carry forward First National Bank’s mission and strong commitment to serving the financial needs of our local community. With over 40 years of banking experience, I have the privilege of working side by side with our dedicated team of professionals to provide our customers with the personalized service they deserve with innovative products and services that fit their needs. I look forward to caring forth the long standing tradition of First National Bank of Muscatine being the community’s top choice for banking services.
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Teresa Carter
Chief Financial Officer & Executive Corporate Secretary
Location: Main Bank Division: Executive Team Get in touch with meYear of Hire: 1988
I was fortunate to join First National Bank after graduation and I have become one of several individuals who have remained the majority of their career. I am proud to be part of a locally owned community bank that treats their employees as family and focuses on helping individuals, businesses, and charitable organizations in Muscatine and the surrounding areas.
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Wayne Johanson
COO & Senior Lending Officer, Commercial Lending
NMLS ID: 1263561
Location: Main Bank Division: Executive Team Get in touch with meYear of Hire: 1984
At First National Bank, we care about our customers’ individual needs, whether they’re coming in for the first time to open a checking account or they need financing to help expand their business’ operations. I am very proud of our community and the support that First National Bank and its employees provide to help make it a great place to live.
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Ron Monahan
Chief Credit Officer / Commercial Lending Officer
Location: Main Bank Division: Executive Team Get in touch with meYear of Hire: 2010
I enjoy working in commercial lending because it allows me to help many different types of businesses in the Muscatine area achieve success. First National Bank is dedicated to providing its employees the opportunity to serve the community, and due to that commitment, I currently serve on boards for the United Way, Muscatine Center for Social Action, and the Y’s Endowment Committee.
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Teresa Schaper
Senior Vice President, Commercial Lending Officer
NMLS ID: 1569455
Location: Main Bank Division: Commercial and Ag Lending Team Get in touch with meYear of Hire: 1985
Being a Commercial Loan Officer at First National Bank allows me to work with people every day. I enjoy meeting new clients and helping existing clients prosper and grow. I also like sharing my knowledge of the banking industry by teaching Junior Achievement to 5th and 6th graders.
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Steve Ellsworth
Vice President / Agricultural & Commercial Lending Officer
Location: Main Bank Division: Commercial and Ag Lending Team Get in touch with meYear of Hire: 1999
Working at First National Bank enables me to offer flexible and customized services to our diverse clientele. My 25 years of experience working on a family farm has given me an understanding of the various economic challenges farmers face each day, so I enjoy working with my agricultural customers to help them achieve financial success.
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Brian Mussehl
Vice President/Commercial Lending Officer
Location: Main Bank Division: Commercial and Ag Lending Team Get in touch with meYear of Hire: 2018
I am thrilled to be a part of the commercial lending team at First National Bank. As a local business owner the past 21 years, I know how dedicated and professional the employees at the bank are. In the community I’ve been a part of Leadership Muscatine, I serve on the GMCCI economic advisory committee, and have been the voice of Muscatine Muskie football and boys and girls basketball for the past 8 years.
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Adam Miller
Commercial Lending Officer
Location: Main Bank Division: Commercial and Ag Lending Team Get in touch with meYear of Hire: 2019
I love working for First National Bank because it’s a bank that cares about the community and giving back to Muscatine to make it a better place to live. I’m excited by the opportunity to learn from real experiences of business owners so I can better help them achieve their goals. Through my passion for helping others, I look forward to helping new businesses get their start, as well as continue to assist existing business in their growth.
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Mike Wilson
Vice President /Trust Department Manager
Location: Main Bank Division: Trust and IRA Services Team Get in touch with meYear of Hire: 2008
Since joining First National Bank in 2008, I have enjoyed learning about the remarkable history of Muscatine. The two things that stand out to me about Muscatine are the amazing success stories of businesses that had their start here and the high level of philanthropy in the community. Working at First National Bank and being a board member of the Community Foundation of Greater Muscatine has given me the opportunity to see both traditions first hand.
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Dana Miller
Real Estate Lending Officer
NMLS ID: 1411707
Location: Main Bank Division: Residential Lending Team Get in touch with meYear of Hire: 2020
I am excited to join the First National Bank family as Real Estate Manager, being able to fulfill my passion for helping others and building relationships. It is an honor to serve the Muscatine community and surrounding areas with your mortgage needs. I strive to provide a smooth and pleasant experience from application to close and even after. My #1 goal is professional customer service with a smile. I am currently a GMCCI Chamber Ambassador and President of the L&M Music Boosters.
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Alisha Newcomb
Real Estate Lending Officer
NMLS ID: 1289928
Location: Main Bank Division: Residential Lending Team Get in touch with meYear of Hire: 2002
As a loan officer, it is my duty and responsibility to ensure customers fully understand the home financing options we have to offer. Whether it be purchasing a new home or refinancing your current home, I am committed to making the process as simple as possible.
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Trish Stevens
Vice President / Retail Banking & CRA Officer
NMLS ID: 1375107
Location: Main Bank Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2002
First National Bank has always been a family friendly place to work with our focus on customer satisfaction. I enjoy helping customers with their daily needs and helping them have a positive experience every time.
Oakview North Office
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Morgyn Edwards
Manager & Assistant Security Officer
Location: Oakview North Office Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2018
Starting out as a Financial Service Representative and working my way up to the Branch Manager of the Oakview North office, it is always a privilege to help our customers through anything they need. It’s been my pleasure to have worked at all of our branch locations and work at all levels of the retail banking team, this has helped me gain a strong relationship with not only my co-workers but with our customers as well. I enjoy watching our customers grow and reach their financial goals with the help of our team here at First National Bank.
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Melissa Bieri
Personal Banking Officer
Location: Oakview North Office Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2019
As a Personal Banking Officer at our Oakview North office, it is always my privilege helping customers meet their financial needs. I’m proud to be part of the Team.
Westside Office
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Jenny White
Manager & Assistant Security Officer
NMLS ID: 1701840
Location: Westside Office Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2015
As Manager of our Westside location, I enjoy working with our customers and getting to know them better. I look forward to helping with their everyday banking needs and making sure they leave happy.
Main Bank
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Laurie Carpenter
Personal Banking Officer / 1st Priority Club Director
Location: Main Bank Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 1982
First National Bank has always been a part of my life. The bank has supported me and my family with a lot of life endeavors. I am currently a Personal Banking Officer and enjoy helping people with their financial needs in all stages of life. I’ve had the pleasure of helping generations of families with their banking needs. I love helping at First Priority Events, since the beginning of the Club. I am active as Worthy Matron at Prairie Lodge #516 and also active in my church (Illinois City United Methodist church). I’m also a part of the Drury Reynolds Cemetery Memorial Day committee.
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Hope Franklin
Personal Banking Officer
NMLS ID: 768630
Location: Main Bank Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2003
As a personal banker, I love helping customers with all of their banking needs, whether it is buying a new car, home improvements or wanting to open an account. I have been with First National since 2003 so continued customer service is important to me.
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Raquel Oliva
Personal Banking Officer
NMLS ID: 1399831
Location: Main Bank Division: Residential Lending Team Get in touch with meYear of Hire: 2015
As a personal banker at First National Bank, my main focus is getting to know my customers and helping them with their financial goals. Whether it’s opening an account, purchasing a vehicle, consolidating debt or remodeling their home, my objective is to ensure a positive and stress-free process.
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Karina Villegas
Personal Banking Officer
Location: Main Bank Division: Retail and Consumer Lending Team Get in touch with meYear of Hire: 2016
Starting as a Financial Representative, it is a privilege to now be a Personal Banker. I am excited to help all of my customers when it comes to opening accounts, personal loans, or simply balancing their check book. It is important my customers can trust in me with their everyday needs.
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Year of Hire: 2017
First National Bank has always been a part of my life in multiple ways. Having grown up in Muscatine, I appreciate that First National Bank has always been a family friendly, local bank that continues to support the local community. I look forward to working with our customers, employees, and the community through my new position.
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Mindy Oberreuter
Trust Operations Specialist
Location: Main Bank Division: Trust and IRA Services Team Get in touch with meYear of Hire: 2018
I have been working in this Financial Industry for the past 15 years. Working in the Trust department has given me the opportunity to see first-hand the generosity of our community. The smiling faces of students as they receive a much needed scholarship has been a highlight of my job. I also service the bank IRA accounts. We offer IRA money market savings and certificate of deposits. I am very involved with the Pearl City Players Theatrical Society. My husband and I are also avid metal detectorists in our free time.