Our Team

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Meet the First National Bank Team

When you bank with First National Bank of Muscatine, our team of professionals will find the right banking solution that works best for you. Our staff provides exceptional service and has the knowledge to help you find the perfect solution for your banking needs. Get to know more about our team by reading their biographies.

  • Main Bank

  • Debra R. Lins

    Debra R. Lins

    President / Chief Executive Officer

    Location: Main Bank Division: Executive Team Get in touch with me

    Year of Hire: 2021

    I am honored to carry forward First National Bank’s mission and strong commitment to serving the financial needs of our local community. With over 40 years of banking experience, I have the privilege of working side by side with our dedicated team of professionals to provide our customers with the personalized service they deserve with innovative products and services that fit their needs. I look forward to caring forth the long standing tradition of First National Bank of Muscatine being the community’s top choice for banking services. 

  • Teresa Carter

    Teresa Carter

    Chief Financial Officer & Executive Corporate Secretary

    Location: Main Bank Division: Executive Team Get in touch with me

    Year of Hire: 1988

    I was fortunate to join First National Bank after graduation and I have become one of several individuals who have remained the majority of their career.  I am proud to be part of a locally owned community bank that treats their employees as family and focuses on helping individuals, businesses, and charitable organizations in Muscatine and the surrounding areas.

  • Wayne Johanson

    Wayne Johanson

    COO & Senior Lending Officer, Commercial Lending

    NMLS ID: 1263561

    Location: Main Bank Division: Executive Team Get in touch with me

    Year of Hire: 1984

    At First National Bank, we care about our customers’ individual needs, whether they’re coming in for the first time to open a checking account or they need financing to help expand their business’ operations. I am very proud of our community and the support that First National Bank and its employees provide to help make it a great place to live.

  • Ron Monahan

    Ron Monahan

    Chief Credit Officer / Commercial Lending Officer

    Location: Main Bank Division: Executive Team Get in touch with me

    Year of Hire: 2010

    I enjoy working in commercial lending because it allows me to help many different types of businesses in the Muscatine area achieve success. First National Bank is dedicated to providing its employees the opportunity to serve the community, and due to that commitment, I currently serve on boards for the United Way, Muscatine Center for Social Action, and the Y’s Endowment Committee.