Business Deposit Accounts
Savings Accounts & Checking Accounts for your Business
Whether you’re saving for a future expansion of your business or you just need a checking account for your business or non-profit organization, First National Bank has the right solution to fit your needs. Our deposit accounts provide several options to make managing your business’s money more efficient.
Business Checking Accounts
| Business Checking (Corporations, LLC) | Small Business Checking (D/B/A/, LLC, Partnerships, Sole Proprietorships) | Non-Profit Checking | Business Money Market | |
|---|---|---|---|---|
| Interest Bearing | Yes | Yes | No | Yes |
| Minimum Account Opening Balance | No | No | No | $1,500.00 |
| Monthly Service Fee | $15.00 or $10.00 with e-statements | $5.00 - waived with e-statements | $5.00 - waived with e-statements | $5.00 if balance falls below $1,500 |
| Debit Card | Free | Free | Free | Not Applicable |
| Internet Banking | View Access - Free | View Access - Free | View Access - Free | View Access - Free |
| Price per deposit each statement cycle | $0.25 per deposit | 20 Free $0.25 thereafter | 20 Free $0.20 thereafter | 20 Free $0.20 thereafter |
| Price per deposited item each statement cycle | $0.10 per item | 100 Free $0.15 thereafter | 100 Free $0.10 thereafter | 25 Free $0.10 thereafter |
| Price per debits each payment cycle | $0.15 per item | 75 Free $0.25 thereafter | 75 Free $0.20 thereafter | 6 debits free $3.00 thereafter |
Regular Savings Accounts
This is an excellent savings vehicle to start with limited funds while still earning interest.
Certificate of Deposit (CD)
Want to earn a higher rate of interest than a traditional savings while protecting your business from fluctuating interest rates? We offer our CDs in flexible terms, with competitive rates and no worry – we are FDIC insured.