Credit Cards

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Credit Cards VISA® Credit Cards

Credit cards are a valuable tool that offer increased purchasing power and cash back rewards. When credit cards are used responsibly, it allows you to build your credit history, which can help you get better rates on products like mortgages and personal loans.

Credit Card Benefits and Rewards

First National Bank offers VISA® Credit Cards that include a full range of benefits, including:

  • Cash back rewards up to 1% for Platinum Visa Cards and .5% on Classic Visa Cards.
  • Local Service.
  • No Annual Fee.
  • VISA Worldwide Acceptance.
  • No Balance Transfer Fee.
  • Low Introductory Rate of 7.90% APR for 6 months.
  • Fixed Rate of 13.70% APR.
  • 24-Hour Account Access Available Online.
  • ATM Access with assigned Personal Identification Number.
  • Flexible Payment Options.

Accessing Your Credit Card Information

There are two easy ways for you to access information about your credit card.

Online Account Access
Visit to:

  • View balance information, charges, payments and credits.
  • Make payments on your card.
  • Access account information safely and securely.

Telephone Automated Access
Call 800-442-4757 to:

  • Activate your card.
  • Make inquiries about your card’s account.
  • Change or reissue your PIN.
  • Check available credit, last payment and balance information.

Learn More About Credit Cards

If you have questions about First National Bank Credit Cards, please give our personal banking team a call at 563-263-4221. Or you can email [email protected] to request a cardholder’s agreement.

Learn more