Find Your Home Loan
No matter what stage of life you’re in, the real estate team at First National Bank is ready to help finance your dream home. Whether you’re single and wanting to make a smart investment for your financial future, newly married and needing more space for a growing family, or looking forward to a house full of grandchildren, homeownership remains a huge part of the American Dream. All of our lending decisions are made locally and we offer a wide range of mortgages to fit your homeownership needs. Read about our home loan products below and learn how you can apply for a mortgage in person or get started online today!
This option is ideal if you’re planning on staying in your home for a long time and want to pay the same amount on your mortgage each month. A fixed-rate mortgage means your interest rate is locked throughout the life of the loan.
An adjustable-rate mortgage can be a perfect fit for a first time homebuyer who plans on upgrading in a few years. We have several ARM products with flexible repayment periods available to meet your needs. While your interest rate can vary over the life of the loan, ARMs are established with rate caps to make sure the rate doesn’t exceed a pre-established maximum rate.
Are you ready to build the home of your dreams? A construction loan from First National Bank offers a fixed rate on a short-term line of credit to help you can finance the construction of your home. You’ll receive advanced funds as construction work progresses, and you’re only charged interest on the funds that are drawn.
Use the equity in your current home to help pay for a new home with a bridge loan from First National Bank. This fixed-rate loan product allows you to purchase a new home before you’ve sold your current home. Once your home has sold, you are eligible for a mortgage product from First National Bank.
Home Refinancing Options
Lower your monthly payment and reduce your interest rate by refinancing your current home loan with First National Bank. You can consolidate existing debt or turn your home’s equity into cash for whatever purpose you choose. Stop in to talk to our experienced real estate team to learn if refinancing is right for you.