Let us help you move into the home you have been dreaming about; whether it be more square footage, a family room for the rugrats, a master suite for you, expanded closet space, a "party" patio, a big backyard, or maybe a garage for all your "toys". You work hard - come home to a house that you love.
We have a loan that will fit your needs, at great rates, and with flexible repayment terms. But, better yet, we have experienced lenders that will make getting the loan easy.
Call us at 563.263.4221. Let us introduce you to the many different types of loans we have for you:
Fixed Rate Mortgage
A fixed rate mortgage will give you peace of mind knowing that your primary residence is protected from higher future interest rates. Our flexible repayment periods allow you the flexibility to choose a repayment schedule that fits your budget.
Adjustable Rate Mortgage (ARM)
This mortgage product is perfect for a first time home buyer that will be upgrading in a few years or for a person in a job position which involves periodic transfers. Feel rewarded that the initial interest rate on the loan for your owner-occupied primary residence is discounted. Several ARM products are available to meet your needs. Rest assured that rate caps are established to guarantee that the interest rate will not exceed a maximum rate over the life of the loan. We offer a flexible repayment periods.
Now that you are building the home of your dreams, our Construction Loan program offers you the security of a fixed rate loan which provides a short-term line of credit for financing during the construction phase. Funds are advanced periodically as the work progresses, and interest is charged only on the amount of funds drawn.
You can buy the home of your dreams before you've sold your existing home! The equity that you've worked so hard to build in your current home will now help to fund the purchase of a new home. This fixed rate loan program provides short-term financing to purchase a new home while giving you time to sell your current home. Once you sell your previous home, you may secure your First National Bank Mortgage Loan, choosing from one of our various Real Estate Loan products.
Refinancing Your Current Loan
Now is a good time to consider refinancing your current mortgage and take advantage of low interest rates! You can consolidate existing debt or turn your equity into cash for whatever purpose you chose. Save money with a lower monthly payment and spend it on your family.